I’m 30 and want to save $420,000 in 10 years. But I work for the Fed and can’t invest in bank-specific ETFs. What are my options?

AI BRIEFING

• ⬤ You may consider investing in a total stock market index fund or a target date fund, which track a broad market index such as the S&P 500.
• ⬤ Another option is a real estate investment trust (REIT) or a real estate mutual fund, which allow you to invest in real estate without directly owning physical properties.
• ⬤ You could also consider contributing to a tax-advantaged retirement account, such as a 401(k) or IRA, and taking advantage of any employer match, if available.